Marriage is about love, but it’s also a legal partnership. An antenuptial contract (“ANC“) ensures that both partners are protected financially, both during the marriage and if it ends.

What is an ANC?

An antenuptial contract sets out the financial regime of a marriage. In South Africa, the default is in community of property, meaning all assets and debts are shared. An ANC allows couples to choose an alternative arrangement. 

Options Available

• In community of property: Default option, no ANC.
• Out of community of property without accrual: Spouses keep separate estates.
• Out of community of property with accrual: Spouses share growth in assets during the marriage.

Why it Matters

• Protects individual assets.
• Provides clarity if the marriage ends.
• Safeguards business interests.
• Allows couples to tailor financial arrangements to their circumstances.

Common Misconceptions

Many couples believe an ANC is only for wealthy individuals, but it protects anyone who owns assets or has financial responsibilities. Attorneys must ensure that the ANC is signed before the marriage and registered at the Deeds Office within three months of the marriage. 

Final Word

An antenuptial contract is about fairness, foresight, and protecting your shared future. 

Secure your future with confidence.
Consult NS Xulu Inc. for professional antenuptial contract services.